Secured Loans

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Secured Loans

Do you have assets that you would like to pledge as collateral? Then a secured loan may be right for you. Whether you are looking to purchase a computer, furniture, new equipment, a motorcycle, boat, recreational vehicle or even a plane, we can help you!

Passionate about adventuring out into the open sea? Or would you like to travel on the U.S. highways and just see where the open road leads you? Well now’s the time to make those dreams reality.
This loan that allows you to borrow against 100% of the balance of your Term Share Certificate. These funds can be used for any purpose; to consolidate existing debt, for home repairs and more.
We can finance 100% of your new computer not to exceed the purchase order including sales tax. With a term of up to 24 months, you can be sure to have payments that will work with your budget!
We can help you with the purchase of equipment such as tractors, trailers, lawn mowers and much, much more! There is no loan too big or too small for your credit union to help!
Buying the furniture for your first home or even your first apartment can be a very exciting experience. Let us help furnish your new place with a Furniture Loan that won't have you paying more on interest than the furniture itself.
Living in Houston, the odds are the weather will always be perfect (maybe a little warm) to go out for a nice ride. If you're looking for motorcycle loan options, you’ve come to the right place. We offer flexible and affordable options so you can purchase and enjoy the ride you always had in mind. With fast approval, an easy application process and some of the best interest rates available anywhere, you’ll be happy you chose HTFFFCU to finance your motorcycle.
From ATVs and even planes (yes, the ones that fly in the air!), rest assured that at HTFFFCU, we can meet your needs to finance a variety of wheels.
This loan allows you to borrow against 100% of the balance of your saving account (minus the initial $5 deposit). The funds are secured by the money in your savings account but you will continue to earn dividends.

Contact us for more details about the loans above or to apply over the phone. Some restrictions apply.

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Updated as of: October 1, 2018

 Secured Loan Rates
Loan TypeTerm in MonthsFixed Rate APR*
Boats, RVs, Computer, Equipment, Furniture, Motorcycles, Jet Skis, Travel Trailers, Campers, Motor Homes and Other Vehicles excluding New and Used Cars, Trucks and SUVs
1-24 2.95% - 10.10%
25-361 3.10% - 10.60%
Share Secured Loan N/A 3.25%
Certificate Secured Loan N/A 2.00% above highest variable

*APR = Annual Percentage Rate.

1 For rates beyond the 36 month term please contact us.

All rates are subject to change without notice. Some restrictions apply