HTFFFCU Transactional Disclosures
Certificate-Secured Loans/Share-Secured Loans NoticeNotice to members with existing Certificate-Secured Loans & Share-Secured Loans Effective August 1, 2014, Certificate-Secured Loans and Share-Secured Loans may only be refinanced once every 12 months. Contact the credit union for any questions.
Funds AvailabilityOur general policy is to allow you to withdraw funds deposited in your account on the same business day we receive your deposit. In some cases, we may delay your ability to withdraw funds beyond the same business day. Then the funds will generally be available by the second business day after the day of your deposit. For your convenience, we have included the full disclosures:
Funds Availability Disclosure for Natural Person, Benefit, Estate, Trust, and Fiduciary Accounts.
Funds Availability of Deposits Disclosur for Sole Proprietorship, Partnership, and Unincorporated Association Accounts.
Identification Procedures and Cell Phone UseIdentification Procedures And Cell Phone Use To help us with identification procedures and for your security, all members and guests will be asked to remove hats & sunglasses when conducting transactions at the teller line.
We also ask for your cooperation in refraining from using your cell phone while conducting business with any member of our staff.
Overdraft Tolerance Policy Disclosure
Rate and Fee Disclosure