Business Loans

We are a member of CU First Responders Finance (CUFR), a business and commercial loan processing company. Submit a loan request and a business loan specialist will call you to discuss your business finance needs.

We offer an easy pre-qualification process to find a loan product that fits your budget! A business loan specialist will guide you through the process to help you find flexible terms and competitive loan rates.

What You Might Use The Loan For:

  • Apparatus: Pumpers, Tankers, Ladder Trucks, Emergency Response Vehicles including Ambulances or other such specialty equipped motor vehicles used for Fire/EMS protection and response (including utility and chief’s vehicles)

  • Accessory Equipment: Other equipment necessary to support firefighting or emergency rescue activities

  • Commercial Real Estate: Building renovations, rehabilitation, repair, or purchase of facilities

  • Personal Protective Equipment: Clothing and devices that comply with OSHA standards used to protect personnel from injury who provide emergency services, including but not limited to helmets, coats, boots, eye shields, gloves, and self-contained respiratory protection devices

  • Communications Equipment: Mobile and portable radios, pagers, and any other communications devices for your personnel, apparatus, and station

SBA Loan Products We Offer:

SBA small business loans offer longer terms, lower down payments, and more flexibility than other types of business financing, to improve cash flow or expand businesses.

  • SBA 7(a) Loans – SBA Standard Business Loan

  • SBA 504 Loans – Commercial Real Estate

  • SBA Community Advantage – Underserved Markets

  • SBA Micro Loans – Small Business Expansion

  • USDA Loans – Businesses in Agriculture/Rural Markets

Traditional Loan Products We Offer:

CUFR delivers structured finance solutions with traditional loan products. We provide capital for acquisition, refinancing and cash-out requests.

  • Working Capital/Lines of Credit

  • Purchase Inventory/Equipment Loans

  • Commercial Vehicles

  • Business Refinance or Buyout

  • Commercial Real Estate

  • Industrial

  • Construction/Remodeling

Immediate Loan Products We Offer:

  • For businesses that need a quick cash infusion:

    • Short Term Loans (up to 24 months)

    • Merchant Cash Advance

Some loans can fund as quickly as 48 hours! A short-term loan can be coupled with a recovery loan application for eligible borrowers.

For all additional questions, contact:

Bob Perkins

(561) 409- 8787


HTFFFCU is not involved in the approval or denial of a loan and all questions should be directed to CUFR. All business loans are funded through CUFR, not by HTFFFCU.

HTFFFCU will receive compensation for a loan referral.