Current Promotion: Vehicle Holiday Loan
November 1st, 2025 - December 31st, 2025
¹APR=Annual Percentage Rate. Not all applicants will qualify for the lowest rate. FICO 9 credit score must be 700 or higher to qualify for lowest APR. Program rates. terms and conditions are subject to change without notice. Rates may vary depending on each consumer's creditworthiness. Monthly payment example is $22.70 per each $1,000 borrowed for up to 48 months at 4.25% APR. Minimum loan amount $10,000. ²Get $200 off Gap coverage and $200 off on extended warranty when purchased at the time of loan closing. Auto Loan Promotion is valid November 1, 2025 - December 31, 2025, and applies to cars, pickup trucks, and SUVs only.
AT HTFFFCU we offer a range of vehicle loan options and additional services, including 90 Days No Payment option to make your buying experience as smooth as possible!
Check Auto Rates
Auto Loan Rates updated as of August 1, 2025
Includes: new and used vehicles such as cars, trucks, and SUVs.
| LOAN TYPE | TERM IN MONTHS | FIXED RATE APR* |
| 1 - 48 | 4.25% - 11.25% | |
| 49 - 84 | 4.75% - 11.75% |
For longer terms, please give us a call!
Other Vehicles Loan Rates updated as of August 1, 2025
Includes: boats, motorcycles, jet skis, campers, planes, travel trailers, and motor homes
| Loan Type | Term in Months | Fixed Rate APR* |
| Watercraft (boats, jet skis, boat trailers),motorcycles, ATVs, RVs (motor homes, travel trailers, campers),equipment (tractors) | 1-48 | 5.25% - 12.25% |
| 49-84 | 5.75% - 12.75% | |
| 85-180 | 9.75% - 17.00% |
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