Unimproved Property


An Unimproved Property Loan can help you get that land that you have always wanted. Whether you are looking to build your dream retirement home, investing in your new deer lease or looking for a place to graze your cattle this loan is perfect for you.

Unimproved Property Rates1 updated as of February 1, 2019

Loan Type Term in Years Fixed Rate APR*
5 6.25% - 9.25%
15 7.25% - 10.25%

1Maximum loan amount: $100,000 Maximum loan amount: 80% of the sales price or appraised value, whichever is less.
Some restrictions apply. Rates are subject to change without notice. All of our Real Estate loans have closing costs and they vary depending on the property, type of loan and loan amount. Contact the Real Estate Department if you have questions or for more details.