Primary Savings


Our primary share (savings) account establishes your membership at HTFFFCU. Opened with a required initial deposit of $5.00, this account offers many benefits:

  • Competitive dividend rates, calculated on a daily balance and paid monthly

  • No monthly service charge

  • Convenient access at thousands of ATMs with your HTFFFCU ATM Card

  • 24 hour access through HTFFFCU Online (Online Banking) and PATT (Personal Automated Telephone Teller)

  • Deposits can be made through automatic transfer, direct deposit or by U.S. mail.

  • Secondary and Christmas Club Savings accounts are also available

Savings Account Rates updated as of February 28, 2018

Savings and Investments Dividend Rate Annual Percentage Yield Minimum Balance
Savings 0.25% 0.25% $5

All rates are subject to change without notice.

APY is Annual Percentage Yield. Withdrawals, penalties and fees could reduce earnings. Dividend rates and APY are subject to change monthly without notice at the discretion of the Board of Directors. Dividends are paid at the end of the period from current income and available earnings after required transfers to reserves. These rates are not guaranteed for the current dividend period. All accounts must remain open through the end of the dividend period to be paid the accrued dividends. For Money Management accounts, the specified Dividend Rate for a tier will apply to the entire account balance if the balance is within the balance range for that tier.

This Rate and Fee Disclosure sets forth current conditions, rates, fees, and charges applicable to your checking share, savings share and share certificate accounts at Houston Texas Fire Fighters Federal Credit Union at this time. The Credit Union may offer other rates and fees or amend the rates and fees contained in this schedule from time to time. Each account holder agrees to the terms set forth on this Rate and Fee Disclosure and acknowledges that it is a part of the Account Contract.

Print rate and fee disclosure for more information.