Whether you are a first time home buyer or a seasoned owner looking for a new place for you and your family, a mortgage loan from HTFFFCU offers some great benefits that may be just what you need to get in the home of your dreams. We offer 5, 10, 15 and 30 year mortgages. Who could ask for a better deal?
Benefits of homeownership:
Stability - It's rewarding to have a place to settle down in and call your own.
Tax deduction - You usually can deduct mortgage interest on your tax return (Consult a Tax Advisor).
Appreciation - Over time, the value of a home generally increases. Increase in net worth-Mortgage payments help you build equity.
Borrowing Power - Equity built up over time may help you qualify for future loans.