Home Improvement

We all know that things can happen unexpectedly and when they do they can sometimes cost more than we are prepared for. If you ever find yourself with a leaky roof or are needing to make any huge repairs to your home but with out the finances to make it happen, remember that your credit union is here to help.

The Home Improvement Loan is not only here for the unexpected but if you are looking to ever add value to your home such as adding a pool or additions to your home, we can help with that as well! So jump on in!

Home Improvement Rates 1 updated as of April 1, 2019

Loan Type Term In Years Fixed Rate APR*
5 7.75% - 10.75%
8 8.25% - 11.25%
10 8.75% - 11.75%

1Collateral does not have to be principal residence. No minimum loan amount. Maximum loan amount: lesser of 80% of market value minus any liens or $50,000. Member must hire a general contractor and contractor must complete job with only 90% of funds. The 10% retainage will be released 30 days after we receive a completion certificate from a certified appraiser.
Some restrictions apply. Rates are subject to change without notice. All of our Real Estate loans have closing costs and they vary depending on the property, type of loan and loan amount. Contact the Real Estate Department if you have questions or for more details.