Home Equity


The equity in your home is one of your most valuable assets and we want to help you get the most from your investment. You have worked long and hard to pay for your home and it may be time to have your home work for you with a Home Equity Loan.

You can use the cash from a Home Equity Loan to do just about anything:

  • Educational Expenses

  • Debt Consolidation

  • Payoff Existing Mortgage

  • Home Improvements

  • Your Dream Vacation

  • Medical Bills

  • Business Startup

  • And much, much more!

Not only are the possibilities endless with a Home Equity Loan but you don't have to worry about "Junk" Fees! That means: No Origination Fees, No Processing Fees, No Underwriting Fees and No Administrative Fees.

Also, consult a tax advisor to see if your interest is tax deductible!

Home Equity Rates updated as of August 1, 2019

Term Interest rates APR3
5 yrs.1 3.000% 3.268%
5 yrs.2 3.500% 3.769%
10 yrs. 4.500% 4.642%
15 yrs. 4.500% 4.599%
20 yrs. 1 4.500% 4.578%


1First lien position
2Second lian position
3 APR calculation example: Loan amount of $100,000 and it includes the total estimated pre-paid finance charges of $659 which consists of $14 for flood determination fee, $200 for documentation preparation fee, $400 for closing/escrow fee, and $45 for courier fee.

Some restrictions apply. Rates are subject to change without notice. Please call the RealEstate Department if you have any questions or for more details at 713-864-0959 and press option 5.