A Home Equity Line of Credit from HTFFFCU offers you the same great benefits of a Home Equity Loan with easier access to the equity in your home any time you may need the extra cash.

Not only are the possibilities endless with a Home Equity Loan but you don't have to worry about "Junk" Fees! That means: No Origination Fees, No Processing Fees, No Underwriting Fees and No Administrative Fees.

HELOC Rates1 updated as of April 1, 2019

Loan Type Term in Years Fixed Rate APR*
10 4.880%
15 4.880%
20 4.880%

1HELOC: Maximum CLTV is 80% Minimum repayment term is 5 yrs. Minimum HELOC draw period is 5 yrs. Maximum combined term (including HELOC draw period) - 15 yrs. - 2nd lien position - 20 yrs. - 1st lien position.
Some restrictions apply. Rates are subject to change without notice. All of our Real Estate loans have closing costs and they vary depending on the property, type of loan and loan amount. Contact the Real Estate Department if you have questions or for more details.