A Home Equity Line of Credit from HTFFFCU offers you the same great benefits of a Home Equity Loan with easier access to the equity in your home any time you may need the extra cash.

Not only are the possibilities endless with a Home Equity Loan but you don't have to worry about "Junk" Fees! That means: No Origination Fees, No Processing Fees, No Underwriting Fees and No Administrative Fees.

HELOC Rates updated as of November 1, 2019

Term Interest rates APR2
10 yrs. 4.530% 4.672%
15 yrs. 4.530% 4.629%
20 yrs.1 4.530% 4.608%

1First lien position
2 APR calculation example: Loan amount of $100,000 and it includes the total estimated pre-paid finance charges of $659 which consists of $14 for flood determination fee, $200 for documentation preparation fee, $400 for closing/escrow fee, and $45 for courier fee.

Some restrictions apply. Rates are subject to change without notice. Please call the RealEstate Department if you have any questions or for more details at 713-864-0959 and press option 5.