Transactional Fees Updated as of July 5, 2019

Fee Description Fee
Account Balancing Assistance $25.00 per hour
Account Printout Fee FREE
Account Research (half hour minimum) $30.00 per hour
Account Transfers (Subject to Reg D) FREE
ATM/Shared Branch Locator App FREE
ATM Transactions (Through Allpoint ATM)
ATM Transactions (through Non-Allpoint ATM)
Cash Advance (on Debit Card)
On HTFFFCU Credit Card
Non-member cash advance up to $1000
see disclosure
Card - Debit (Some restrictions apply) FREE
Card - Debit & Credit Express Ship $25.00
Card - Debit Card/Credit Card/ATM Card Replacement $5.00
Card - Credit Card Payments (via online/mobile banking) FREE
Cashier's Check
Cashier's Check (if 258 Club member)
FREE (up to 5/month)
Check Cashing FREE
Check Copies - 1 to 50 copies
Check Copies - 51+ copies
Check Copies (if 258 Club member)
$3.00 per copy
$1.00 per copy
FREE (up to 5/month
Check Order - Deluxe
Check Order - Deluxe - New Account First Order (Custom Firefighter Only)
Check Order (if 258 Club member)
FREE (up to 4 boxes/year)
Coin Counter Services FREE or 5% of the amount if over $100
Collection Item $20.00
Dividend Bearing Checking (no minimum balance) FREE
Document Copy (fax, photocopies) $3.00 per item
Early Withdrawal Penalty on Term Share Certificate see disclosure
First 120 Checks (Custom firefighter checks only) FREE
Garnishments/Levies $50.00 + attorney fees
Inactive Account $10.00 per month
Incoming Wire Transfer FREE
IRA Closure FREE
List of Cleared Checks FREE
Medallion Stamp FREE
Membership Share (par value) $5.00
Money Order $2.00
Non-Sufficient Funds per presentment/Overdraft Tolerance
(Share drafts, ACH, ATM withdrawals, & debit card purchases)
Notary Services (members only) FREE
Outgoing Wire Transfer $20.00
Overdraft Protection (automatic transfer from Savings or Line of Credit account providing funds are available) FREE
Overdraft Tolerance $28.00
Per Check Charge FREE
Return Deposit Item - If drawee is 3rd party
- If a drawee is a member
Return Mail/ Bad Address $5.00
Savings Bond (redeem only) FREE
Statements (paper) - 258 Club & Members 18 years of age and under exempt
Prior Statements

$3.00 per item
Stop Payment
Stop Payment (if 258 Club member)
FREE (up to 5/month)
Temporary Checks (8) $5.00
Telephone Inquiries FREE

eService Fees

Fee Description Fee
Account Alert Service (Through HTFFFCU Online) FREE
Bill Pay through HTFFFCU Online
Next Business Day Rush Payment
2nd Business Day Check Rush Payment
2nd Business Day Electronic Rush Payment
Card Alerts FREE
eStatements FREE
HTFFFCU Mobile (Mobile Banking) FREE
HTFFFCU Online (Online Banking) FREE
Online Check Copies FREE
Online Check Ordering FREE
Online Loan Application FREE
(Personal Automated Telephone Teller)

Safe Deposit Box Costs

To view information about our safe deposit boxes, click here.

Other Fees

Fee Description Fees
Consumer Loan Late Payments If any payment is past due for a period of more than twenty (20)
days you will be charged a late fee of twenty-five dollars ($25).
Real Estate Loan Late Payments If any payment is past due for a period of time more than
fifteen (15) days you will be charged a late fee of five percent (5%)
of the monthly principal and interest payment.
Credit Card Late Charge $25.00 flat fee
Credit Card Returned Payments $28.00

Other Product Costs

Fee Description Fee
Credit Life Primary: $0.72 for every $1,000;
Joint: $1.09 for every $1,000
Disability Primary: $2.31 per $1,000;
Joint: $3.47 per $1,000 - Disability is not available for joint account owner on credit cards
Guaranteed Auto Protection (GAP) Personal vehicles: $495;
Commercial vehicles: $695