Rates as low as 9.95% APR*
Sleigh the Holidays with A Holiday Loan
'Tis the season for spending, and it's time to deck the halls without decking your savings. Make spirits bright with our flexible holiday loans here at HTFFFCU!
What is a Holiday Loan?
A holiday loan is a personal loan designed to help you cover seasonal expenses. Whether you're planning a festive family gathering, shopping for the perfect gifts, or traveling to a winter wonderland, a holiday loan can provide the extra funds you need to make the season sparkle.
How to Use Your Holiday Loan
Unwrap endless possibilities with a holiday loan:
Gift Shopping: Get the perfect presents for your loved ones without draining your wallet.
Travel Expenses: Cover airfare, hotels, and more for your holiday getaway.
Home Decorations: Turn your home into a festive wonderland.
Holiday Parties: Host the ultimate feast or holiday bash.
Unexpected Costs: Don't get left out in the cold by surprise expenses.
Why Choose HTFFFCU?
We know there are many financial institutions you could apply to. When you finance with HTFFFCU, you receive:
- Member Focused Service: We are proud to be Houston's leading credit union for firefighters and their families. We offer personalized service and financial products tailored to meet your unique needs as a first responder.
- Flexible Lending Process: Submit the amount you need to borrow for all your holiday-season expenses, then choose a convenient repayment plan that fits your budget and timeline.
- Competitive Rates: Our valued members enjoy exclusive and competitive interest rates on all of our loan products.
How To Apply for a Holiday Loan
Applying for your Holiday Loan is easy. You can apply both online, over the phone, or in person at one of our conveniently located branches. The funds will be delivered right into your account- no chimney required.
Have any questions? Please contact us via a secure message while logged into home banking, phone, or by chatting with a live representative during normal business hours. Simply type “Live Representative” in the chat bubble. We are here to help.
Join HTFFFCU Today
Become a member of the Houston Texas Fire Fighters Federal Credit Union and take advantage of our Holiday Loans and many other financial services. Let us help you make this holiday season the best one yet!
*APR = Annual Percentage Rate. Rate based on creditworthiness and term of loan. Rates are subject to change at any time and are not guaranteed. Monthly payment example on $1,000 would be $25.34 at 9.95% APR for 48 months.


