Why you might want to consider going digital… with your wallet.

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Why you might want to consider going digital… with your wallet.

It’s 2017. We have keyless start vehicles, voice activated TVs and watches that we can use to talk to people. Needless to say, technology has made a major impact on our society. Every day brings forth new ways of doing things to make life easier. However, with all of the new technological advances, a new breed of criminals were born. These criminals prey on cyber security systems and attempt to steal information from merchants (i.e. Home Depot, Target). While most merchants are beefing up their cyber security to ensure that your information is safer than ever, it never hurts to add another layer of security. This is where using a digital wallet comes into play.

What exactly is a digital wallet?

The term “digital wallet” refers to a computerized non tangible payment storage system that can be accessed via your mobile phone. This secure digital payment system stores your information and passwords for multiple cards so you can pay smarter and faster. The magic of quicker and safer payment options comes into play because applications like Android Pay and Apple Pay both use NFC technology. NFC stands for “Near Field Communication.” This is how you can conduct a transaction with the simple tap of your mobile device. When you use NFC technology your information is extracted from your digital wallet via a magnetic field. Imagine going to the store and making a purchase, only to realize a few days later that the store you went to has had a data breach. If you used your digital wallet such as Android Pay or Apple Pay to purchase your items, then your information may have been safe.

How is your information safer?

When you use your digital wallet your card numbers are not directly shared with a merchant, but instead, a simulated account number is used to signify your card data. This means if a merchant is ever hacked, your information stays safe. It’s more secure than swiping your card and quicker than writing a check or paying with cash.

Where can you use your digital wallet?

There are two ways you can find out where your digital wallet is accepted.

1. You can click here for a list of vendors that accept Android Pay or here for vendors that accept Apple Pay.

2. Just look for the symbols below when you are ready to checkout.

Android and Apple Pay
How do you start and use your digital wallet?

Creating a digital wallet is very simple. All you really need to know to get started is what kind of mobile device you have. For more information on how you can set up and use Android or Apple Pay please click on the buttons below.

Android Pay Apple Pay