Same car. Lower payments.

Keep more cash in your pocket. Refinance your auto with us! Click here to learn more.
Rest Assured...We're Looking Out For You

Secure your account by signing up for FREE Account Alerts! Click here to learn more.
Worried about school costs?

Don't be. Finance up to $1,500 with a Back-To-School Loan! Click here to learn more.
Purchase a Miracle Balloon for only $1.

And help us help Texas Children's Hospital. Click here to learn more.
Pre-Order Your T-Shirt TODAY!

You can help the Houston Fire Fighters Burned Children's Fund! Click here to learn more.
Don't let school start without the funds you need.

Encouraging responsible borrowing. Together, we can do this. Click here to learn more.
Notice to members with CD-Secured or Share-Secured Loans

Important information you need to know. Click here to learn more.

Savings & Investments

Checking Account

A HTFFFCU share draft (checking) account is ideal for helping you manage your daily finances. No matter how many checks you write each month, these features make our checking accounts more convenient:

  • Competitive dividend rates, calculated on a daily balance, paid monthly
  • FREE Bill Pay
  • No minimum balance required
  • First box of checks free (HTFFFCU Custom or Safety Design Checks only)
  • No per check fees
  • 24 hour access through CU Online (Home Banking) and
  • PATT (Personal Automated Telephone Teller)
  • Overdraft protection options available from primary savings
  • Monthly statement via mail or e-statements
  • HTFFFCU Custom Debit MasterCard available
  • HTFFFCU Custom ATM Card available
  • HTFFFCU Custom Check Design available
  • Deposits can be made through payroll allocation, direct deposit or by U.S. mail.


Some restrictions apply. Contact the Call Center for additional information.

Savings & Investments

Other Services

Apply for a Loan! Easy and convenient online loan app. more
Open an additional account over the phone! Contact us for details!