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Important Notice Regarding Overdraft Tolerance (ODT)

Effective September 1, changes to ODT will be implemented. Click here to learn more.
Important Notice About Your Term Share Certificate

Effective September 1, important changes will take effect. Click here to learn more.
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Savings & Investments

Checking Account

A HTFFFCU share draft (checking) account is ideal for helping you manage your daily finances. No matter how many checks you write each month, these features make our checking accounts more convenient:

  • Competitive dividend rates, calculated on a daily balance, paid monthly
  • FREE Bill Pay
  • No minimum balance required
  • First box of checks free (HTFFFCU Custom or Safety Design Checks only)
  • No per check fees
  • 24 hour access through CU Online (Home Banking) and
  • PATT (Personal Automated Telephone Teller)
  • Overdraft protection options available from primary savings
  • Monthly statement via mail or e-statements
  • HTFFFCU Custom Debit MasterCard available
  • HTFFFCU Custom ATM Card available
  • HTFFFCU Custom Check Design available
  • Deposits can be made through payroll allocation, direct deposit or by U.S. mail.


Some restrictions apply. Contact the Call Center for additional information.

Savings & Investments

Other Services

Apply for a Loan! Easy and convenient online loan app. more
Open an additional account over the phone! Contact us for details!