Ready to roll?

Get a discount of up to 1.00% APR off your qualifying auto rate. Click here to learn more.
Introducing...

The R.E.D. Program! A new auto financing option for members. Click here to learn more.
Need to get away?

HTFFFCU Vacation Loans now available! Click here to learn more.
Rest assured, we're looking out for you.

Have peace of mind when it comes to your financial information. Click here to learn more.
Got a sweet tooth?

Buy a box of chocolate almonds to support credit union causes! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.
What's the difference between credit & debit?

Your teenagers can learn this and much more! Click here to learn more.

Savings & Investments

Checking Account

A HTFFFCU share draft (checking) account is ideal for helping you manage your daily finances. No matter how many checks you write each month, these features make our checking accounts more convenient:

  • Competitive dividend rates, calculated on a daily balance, paid monthly
  • FREE Bill Pay
  • No minimum balance required
  • First box of checks free (HTFFFCU Custom or Safety Design Checks only)
  • No per check fees
  • 24 hour access through CU Online (Home Banking) and
  • PATT (Personal Automated Telephone Teller)
  • Overdraft protection options available from primary savings
  • Monthly statement via mail or e-statements
  • HTFFFCU Custom Debit MasterCard available
  • HTFFFCU Custom ATM Card available
  • HTFFFCU Custom Check Design available
  • Deposits can be made through payroll allocation, direct deposit or by U.S. mail.


Some restrictions apply. Contact the Call Center for additional information.

Savings & Investments

Other Services

Apply for a Loan! Easy and convenient online loan app. more
Open an additional account over the phone! Contact us for details!