| Savings and Investments | Dividend Rate | Annual % Yield | Minimum Balance |
|---|---|---|---|
| Savings | 1.05 | 1.05 | $5 |
| Checking | .25 | .25 | $0 |
| Club Accounts | 1.05 | 1.05 | $5 |
| Term Share Certificates | |||
| 90 Days | 1.75 | 1.76 | $1,000 |
| 180 Days | 2.80 | 2.84 | $1,000 |
| 1 Year/IRA* | 3.25 | 3.30 | $1,000 |
| 2 Year/IRA* | 3.45 | 3.51 | $1,000 |
| 3 Year/IRA* | 3.65 | 3.71 | $1,000 |
| 5 Year/IRA* | 3.80 | 3.87 | $1,000 |
| 1 Year Puppy Pak | 3.25 | 3.30 | $100 |
| 1 Year Teen | 3.25 | 3.30 | $500 |
| Jumbo CD | .15 bps over 1-5 Year CD's | $90,000 | |
| Money Management | |||
| Tier 1 | 1.05 | 1.05 | $5 |
| Tier 2 | 1.75 | 1.76 | $5,000 |
| Tier 3 | 2.25 | 2.27 | $50,000 |
| Tier 4 | 2.75 | 2.78 | $100,000 |
| Tier 5 | 3.25 | 3.30 | $250,000 |
| Individual Retirement Accounts (IRA's) | |||
| IRA Advantage* Tier 1 |
1.05 | 1.05 | $5-$999 |
| IRA Advantage* Tier 2 |
1.75 | 1.76 | Over $1,000 |
| * Includes Traditional IRAs, Roth IRAs and CESA's (Educational IRA's) | |||
| All rates are subject to change without notice A penalty may be imposed for early withdrawal which could reduce the earnings on the account. APY assumes dividends remaining in the account until maturity. A withdrawal will reduce earnings. | |||