|
|
|
| Savings |
 |
|
1-year TSC/CD |
Min. to earn int. |
Yield (APY)* |
5-year TSC/CD |
Min. to earn int. |
Yield (APY) |
| HTFFFCU |
$1,000 |
1.05 |
HTFFFCU |
1,000 |
2.43 |
| Independence Bank |
$1,000 |
1.20 |
Patriot Bank |
$1,000 |
2.70 |
| MetroBank |
$500 |
1.10 |
Spirit of Texas Bank |
$1,000 |
2.48 |
| Moody National Bank |
$500 |
1.06 |
Independence Bank |
$1,000 |
2.32 |
| Patriot Bank |
$1,000 |
1.05 |
First National Bank |
$1,000 |
2.28 |
* APY = Annual Percentage Yield
These were the highest yields available among 40 Houston-area banks surveyed by Bankrate.com as of August 31, 2010. Rates are subject to change without notice. Source: This information can be found in your local Houston Chronicle Business section under Houston deposit and loans.
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| Savings and Investments |
Dividend Rate |
Annual % Yield |
Minimum Balance |
| Savings
|
.55 |
.55 |
$5
|
| Checking
|
.10 |
.10
|
$0
|
| Club Accounts
|
.55 |
.55 |
$5
|
| Term Share Certificates |
| 90 Days |
0.55 |
0.55 |
$1,000 |
| 180 Days |
0.70 |
0.70 |
$1,000 |
| 1 Year/IRA* |
1.05 |
1.05 |
$1,000 |
| 2 Year/IRA* |
1.35 |
1.36 |
$1,000 |
| 3 Year/IRA* |
1.90 |
1.92 |
$1,000 |
| 5 Year/IRA* |
2.40 |
2.43 |
$1,000 |
| 1 Year Puppy Pak |
1.05 |
1.05 |
$100 |
| 1 Year Teen |
1.05 |
1.05 |
$500 |
| Jumbo CD |
.15 bps over 1-5 Year CD's |
$90,000 |
| Money Management |
| Tier 1 |
.55 |
.55 |
$5 |
| Tier 2 |
.75 |
.75 |
$5,000 |
| Tier 3 |
1.00 |
1.01 |
$50,000 |
| Tier 4 |
1.25 |
1.26 |
$100,000 |
| Tier 5 |
1.75 |
1.76 |
$250,000 |
| Individual Retirement Accounts (IRA's) |
IRA Advantage*
Tier 1 |
.55 |
.55 |
$5-$999 |
IRA Advantage*
Tier 2 |
.75 |
.75 |
Over $1,000 |
*Includes Traditional IRAs, Roth IRAs and CESA's (Educational IRA's) |
All rates are subject to change without notice
A penalty may be imposed for early withdrawal which could reduce the earnings on the account. APY assumes dividends remaining in the account until maturity. A withdrawal will reduce earnings. |
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