HTFFFCU Loan Rates-as of 06/01/2010
   Secured    
  Term In Months APR*
New Secured* 24 3.24%-9.24%
  36 3.75%-9.75%
  48 4.24%-10.24%
  60 5.00%-11.00%
  72 5.75%-11.75%
Values Greater than $45,000 96 6.99%-12.99%
Values Greater than $65,000 120 7.99%-13.99%
     
Used Secured* 24 3.49%-9.49%
  36 4.00%-10.00%
  48 4.50%-10.50%
  60 5.25%-11.25%
  72 5.99%-11.99%
Values Greater than $45,000 96 7.25%-13.25%
Values Greater than $65,000 120 8.25%-14.25%
*Secured: Vehicles, boats, equipment, computers, motorcycles, jet skies, campers, appliances, furniture, travel trailers and motor homes.
Share Secured Loan   5.50%
Term Share Certificate Loan   2.00% over paying rate
     
   Unsecured    
  Term In Months APR*
Co-Maker 36 9.50%
Line of Credit Revolving 9.50%-13.50%
Signature Loan 36 8.50%-16.50%
Signature Loan (if homeowner)  60 10.50%-14.50%
Signature Loan (if homeowner)  84 12.50%-16.50%
Education Line of Credit    
  • Enrollment rate
 Up to 60 8.65%
  • Out of school rate 
 Up to 120 8.90%-16.90%
     
 Real Estate    
 

 Term In Years

APR*

 Mortgage

 15

 5.50%-6.00%

 

 20

 6.125%-6.625%

 

 30

 6.250%-6.750%

Adjustable Rate Mortgages

 3/1 up to 30 yrs.

 7.45%-7.95%

 

 5/1 up to 30 yrs.

 7.25%-7.50%

 

 7/1 up to 30 yrs.

 7.75%-8.35%

 Home Equity

 5

 6.00%-9.00%

 

 10

 6.50%-9.50%

 

11-20 yrs

 6.875%-9.875%

 Home Equity Line of Credit (HELOC)

 5 yrs

 6.00% - 9.00%

 

 10 yrs

6.50% - 9.50% 

 

 11 - 15 yrs

6.875% - 9.875% 

 Unimproved Property

 5

 6.25%-9.25%

 

 15

 7.25%-10.25%

 Home Improvement

 5

 7.75%-10.75%

 

 8

 8.25%-11.25%

 

 10

 8.75%-11.75%

*All rates listed as Annual Percentage Rate.
Some restrictions apply. Rates are subject to change without notice. All of our real estate loans have closing cost and they vary depending on the property, type of loan and loan amount. Contact the Real Estate Department if you have questions or for more details.