| Secured | ||
|---|---|---|
| Term In Months | APR | |
| New Secured* | 24 | 3.99%-9.99% |
| 36 | 4.50%-10.50% | |
| 48 | 4.99%-10.99% | |
| 60 | 5.25%-11.25% | |
| 72 | 5.75%-11.75% | |
| Values Greater than $45,000 | 96 | 6.99%-12.99% |
| Values Greater than $65,000 | 120 | 7.99%-13.99% |
| Used Secured* | 24 | 4.24%-10.24% |
| 36 | 4.75%-10.75% | |
| 48 | 5.25%-11.25% | |
| 60 | 5.50%-11.50% | |
| 72 | 5.99%-11.99% | |
| Values Greater than $45,000 | 96 | 7.25%-13.25% |
| Values Greater than $65,000 | 120 | 8.25%-14.25% |
| *Secured: Vehicles, boats, equipment, computers, motorcycles, jet skies, campers, appliances, furniture, travel trailers and motor homes. | ||
| Share Secured Loan | 5.50% | |
| Term Share Certificate Loan | 2.00% over paying rate | |
| Unsecured | ||
| Term In Months | APR | |
| Co-Maker | 36 | 9.90% |
| Line of Credit | Revolving | 9.50%-17.50% |
| Signature Loan | 36 | 8.50%-16.50% |
| Signature Loan (if homeowner) | 60 | 10.50%-14.50% |
| Signature Loan (if homeowner) | 84 | 12.50%-16.50% |
| Insurance Loan | 5/11 | 11.25% |
| FFA Loan | Up to 36 | 11.25% |
| Education Line of Credit | ||
|
Up to 84 | 8.65% |
|
Up to 84 | 8.90%-16.90% |
| Real Estate | ||
|
Term In Years |
APR | |
| Mortgage |
15 |
5.625%-6.125% |
|
20 |
6.25%-6.75% | |
|
30 |
6.375%-6.875% | |
| Adjustable Rate Mortgages |
3/1 up to 30 yrs. |
7.45%-7.95% |
|
5/1 up to 30 yrs. |
7.25%-7.50% | |
|
7/1 up to 30 yrs. |
7.75%-8.35% | |
| Home Equity |
5 |
6.00%-9.00% |
|
10 |
6.50%-9.50% | |
|
20 |
6.875%-9.875% | |
| Home Equity Line of Credit (HELOC) |
1-15 yrs |
7.25% |
| Unimproved Property |
5 |
6.25%-9.25% |
|
15 |
7.25%-10.25% | |
| Home Improvement |
5 |
7.75%-10.75% |
|
8 |
8.25%-11.25% | |
|
10 |
8.75%-11.75% | |
| Some restrictions apply. All of our real estate loans have closing cost and they vary depending on the property, type of loan and loan amount. Contact the Real Estate Department if you have questions or for more details. | ||