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| Secured |
|
|
| |
Term In Months |
APR |
| New Secured* |
24 |
4.74%-10.74% |
| |
36 |
5.09%-11.09% |
| |
48 |
5.34%-11.34% |
| |
60 |
5.74%-11.74% |
| |
72 |
6.49%-12.49% |
| Values Greater than $45,000 |
96 |
7.24%-13.24% |
| Values Greater than $65,000 |
120 |
8.24%-14.24% |
| |
|
|
| Used Secured* |
24 |
5.00%-10.99% |
| |
36 |
5.24%-11.24% |
| |
48 |
5.49%-11.49% |
| |
60 |
6.24%-12.24% |
| |
72 |
6.99%-12.99% |
| Values Greater than $45,000 |
96 |
7.89%-13.89% |
| Values Greater than $65,000 |
120 |
8.89%-14.89% |
| *Secured: Vehicles, boats, equipment, computers, motorcycles, jet skies, campers, appliances, furniture, travel trailers and motor homes. |
| Share Secured Loan |
|
5.50% |
| Term Share Certificate Loan |
|
2.00% over paying rate |
| |
|
|
| Unsecured |
|
|
| |
Term In Months |
APR |
| Co-Maker |
36 |
9.90% |
| Line of Credit |
Revolving |
9.90%-17.90% |
| Home Owner Signature Loan |
36 |
8.90%-12.90% |
| |
60 |
10.90%-14.90% |
| |
84 |
12.90%-16.90% |
| Insurance Loan |
5/11 |
11.25% |
| FFA Loan |
Up to 36 |
11.25% |
| Education Line of Credit |
|
|
| - While Enrolled |
Up to 84 |
8.65% |
- 90 days after
Graduation or no
longer enrolled |
Up to 84 |
8.90%-16.90% |
| |
|
|
| Real Estate |
|
|
| |
Terms In Years |
APR |
| Mortgage |
15 |
5.625%-6.125% |
| |
20 |
6.25%-6.75% |
|
|
30 |
6.375%-6.875% |
| Adjustable Rate Mortgage |
3/1 up to 30 yrs. |
7.45%-7.95% |
| |
5/1 up to 30 yrs. |
7.25%-7.50% |
| |
7/1 up to 30 yrs. |
7.75%-8.35% |
| Home Equity |
5 |
6.00%-9.00% |
| |
10 |
6.50%-9.50% |
| |
20 |
6.875%-9.875% |
| Home Equity Line of Credit (HELOC) |
1-15 |
7.25%
(Variable Rate Only) |
| Unimproved Property |
5 |
6.25%-9.25% |
| |
15 |
7.25%-10.25% |
| Home Improvement |
5 |
7.75%-10.75% |
| |
8 |
8.25%-11.25% |
| |
10 |
8.75%-11.75% |
| Some restrictions apply. All of our Real Estate loans have closing costs and they vary depending on the property, type of loan and loan amount. Contact the Real Estate Department if you have questions or for more details. |
Click here to apply for a loan online.
"When I needed a loan to pay for our daughter's wedding, the loan officer did everything she could to make the loan possible." -- Teresa C. Vega
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