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| Secured |
|
|
| |
Term In Months |
APR* |
| New Secured* |
24 |
3.24%-9.24% |
| |
36 |
3.75%-9.75% |
| |
48 |
4.24%-10.24% |
| |
60 |
5.00%-11.00% |
| |
72 |
5.75%-11.75% |
| Values > $45,000 |
96 |
6.99%-12.99% |
| Values > $65,000 |
120 |
7.99%-13.99% |
| |
|
|
| Used Secured* |
24 |
3.49%-9.49% |
| |
36 |
4.00%-10.00% |
| |
48 |
4.50%-10.50% |
| |
60 |
5.25%-11.25% |
| |
72 |
5.99%-11.99% |
| Values > $45,000 |
96 |
7.25%-13.25% |
| Values > $65,000 |
120 |
8.25%-14.25% |
| *Secured: Vehicles, boats, equipment, computers, motorcycles, jet skies, campers, appliances, furniture, travel trailers and motor homes. |
| Share Secured Loan |
|
5.50% |
| Term Share Certificate Loan |
|
2.00% over paying rate |
| |
|
|
| Unsecured |
|
|
| |
Term In Months |
APR* |
| Co-Maker |
36 |
9.50% |
| Line of Credit |
Revolving |
9.50%-13.50% |
| Signature Loan |
36 |
8.50%-16.50% |
| Signature Loan (if homeowner) |
60 |
10.50%-14.50% |
| Signature Loan (if homeowner) |
84 |
12.50%-16.50% |
| Insurance Loan |
5/11 |
11.25% |
| FFA Loan |
Up to 36 |
11.25% |
| Education Line of Credit |
|
|
| - Enrollment rate |
Up to 60 |
8.65% |
| - Out of school rate |
Up to 120 |
8.90%-16.90% |
| |
|
|
| Real Estate |
|
|
| |
Terms In Years |
APR* |
| Mortgage |
15 |
5.50%-6.00% |
| |
20 |
6.125%-6.625% |
|
|
30 |
6.250%-6.750% |
| Adjustable Rate Mortgage |
3/1 up to 30 yrs. |
7.45%-7.95% |
| |
5/1 up to 30 yrs. |
7.25%-7.50% |
| |
7/1 up to 30 yrs. |
7.75%-8.35% |
| Home Equity |
5 |
6.00%-9.00% |
| |
10 |
6.50%-9.50% |
| |
11- 20 |
6.875%-9.875% |
| Home Equity Line of Credit (HELOC) |
5 yrs. |
6.00% - 9.00% |
| |
10 yrs. |
6.50% – 9.50% |
| |
11– 15 yrs. |
6.875% – 9.875% |
| Unimproved Property |
5 |
6.25%-9.25% |
| |
15 |
7.25%-10.25% |
| Home Improvement |
5 |
7.75%-10.75% |
| |
8 |
8.25%-11.25% |
| |
10 |
8.75%-11.75% |
*All rates listed as Annual Percentage Rate.
Some restrictions apply. Rates are subject to change without notice. All of our Real Estate loans have closing costs and they vary depending on the property, type of loan and loan amount. Contact the Real Estate Department if you have questions or for more details. |
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"When I needed a loan to pay for our daughter's wedding, the loan officer did everything she could to make the loan possible." -- Teresa C. Vega
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