Re-energize Your Auto Rate

Get a discount off of your qualifying auto rate! Click here to learn more.
When Opportunity Knocks

Open the door. Affordable homeownership is here. Click here to learn more.
Save his home...

Sign up for eStatements. Click here to learn more.
Inactive Accounts

When was the last time you made a transaction on your account? Click here to learn more.
"Catch the $ave Wave!"- 2014 National Credit Union Youth Week

Free beach ball for Puppy Pak members! Click here to learn more.
Fraud Alerts - Be Aware!

Scammers are at work every day - don't fall victim. Click here to learn more.
Income Tax Guidelines

Guidelines and reminders for tax refund check endorsements. Click here to learn more.

Rates & Fees

Loan Rates

Print

Last Updated:

Note: Please make sure to "refresh" your browser so that you are able to view the most current information on this page.

Apply for a loan online!

Secured Loans
(including: vehicles, boats, equipment, computers, motorcycles, jet skis, campers, appliances, furniture, travel trailers and motor homes.
Loan Type Term in Months Fixed Rate APR*
  1-24 1.75% - 8.00%
  25-36 1.90% - 8.50%
  37-48 2.15% - 8.75%
  49-60 2.25% - 9.50%
  61-72 2.75% - 10.00%
Values > $45,000 73-84 4.00% - 11.25%
Values > $65,000 85-120 4.50% - 13.25%
Values > $75,000 121-180 5.00% - 13.25%
Share Secured Loan N/A 3.25%
Term Share Certificate Loan N/A 2.00% above highest variable

*APR = Annual Percentage Rate. To receive the lowest rate within each range above requires a FICO 08 score of 700 or higher. See a loan officer for specific details.

Unsecured Loans
Loan Type Term in Months Fixed Rate APR*
Co-Maker Loans 36 5.90%
Line of Credit Revolving 9.50% - 13.50%
Signature Loan 1-36 8.50% - 16.50%
Signature Loan (if homeowner) 37-60 10.50% - 14.50%
Signature Loan (if homeowner) 61-84 12.50% - 16.50%
Education Loan Revolving 6.65% - 8.65%

*APR = Annual Percentage Rate.

All rates are subject to change without notice. Some restrictions apply.

Education Loans: Students are required to provide proof of enrollment. Applicants must have a FICO 08 score of at least 600 to qualify. For an $8,500 Education Loan the monthly payment will be $170 (or 2% of the current balance). All loans are subject to credit approval. Students may only have 1 Education Loan with the credit union at a time. Payments equal to 2% of unpaid balance are computed on the end-of-month statement cycle date.

Apply for a loan online!

Rates & Fees

Other Services

Apply for Loan! Easy and convenient online loan app. more
Open a Share Account over the phone! Contact us for more info!