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Rates & Fees

Loan Rates

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Secured Loans*
(including: vehicles, boats, equipment, computers, motorcycles, jet skis, campers, appliances, furniture, travel trailers and motor homes.
Loan Type Term in Months Fixed Rate APR**
  1-24 2.10% - 9.10%
  25-36 2.25% - 9.60%
  37-48 2.50% - 9.85%
  49-60 2.60% - 10.60%
  61-72 2.85% - 10.85%
Values > $45,000 73-84 3.60% - 11.60%
Values > $65,000 85-120 4.85% - 14.35%
Values > $75,000 121-180 5.35% - 14.35%
Share Secured Loan N/A 3.25%
Term Share Certificate Loan N/A 2.00% above highest variable

*LOWER YOUR RATE BY ENROLLING IN ADDITIONAL SERVICES! Each of the following services gives you a .10% APR discount but you are limited to a maximum discount of .25% APR: 1) enroll in CU Online 2) enroll to receive eStatements 3) set up Auto Pay.

**APR = Annual Percentage Rate. To receive the lowest rate within each range above requires a FICO 08 score of 700 or higher. See a loan officer for specific details.

Unsecured Loans
Loan Type Term in Months Fixed Rate APR*
Co-Maker Loans 36 5.90%
Line of Credit Revolving 9.50% - 13.50%
Signature Loan 1-36 8.50% - 16.50%
Signature Loan (if homeowner) 37-60 10.50% - 14.50%
Signature Loan (if homeowner) 61-84 12.50% - 16.50%

*APR = Annual Percentage Rate.

All rates are subject to change without notice. Some restrictions apply.

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Rates & Fees

Other Services

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