Pay with your HTFFFCU Card using Apple Pay.

Use your HTFFFCU card to pay in an easy, secure way. Click here to learn more.
Go paperless.

Get your statements the easy and secure way. Click here to learn more.
If college is around your corner...

We are now accepting applications for the HTFFFCU Scholarships! Click here to learn more.
Time for a new vehicle?

Scope out the prospects at the Houston Auto Show and finance with us. Click here to learn more.
Get your maximum refund with TurboTax!

Plus, save up to $15 on TurboTax federal paid products! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.
Holiday Debt is Even Uglier

Transfer your high-interest balances to an HTFFFCU credit card! Click here to learn more.

Rates & Fees

Fee Schedule

Last Updated: June 29, 2015

Fee Description Fee
Account Balancing Assistance $25.00 per hour
Account Printout Fee FREE
Account Research (half hour minimum) $30.00 per hour
Account Transfers (Subject to Reg D) FREE
American Express Gift Cards $2.70 per card
ATM/Shared Branch Locator App FREE
ATM Transactions
(Only through the services offered by Allpoint Network. Cash withdrawals through non-Allpoint ATMs - $1.00)
Cashier's Check $5.00
Check Cashing FREE
Check Copies $3.00 per check
Coin Counter Services
5% of the amount if over $100
Collection Item $20.00
Debit MasterCard
(Some restrictions apply)
Debit MasterCard/Credit Card/ATM Card Replacement $10.00
Dividend Bearing Checking
(No minimum balance)
Document Copy
(fax, photocopies)
$3.00 per item
Early Withdrawal Penalty on Term Share Certificate see disclosure
First 120 Checks
(Custom firefighter checks only)
Inactive Account
(An account is inactive if there have been no deposits or withdrawals for one year and balance is less than $1,000)
$10.00 per month
Incoming Wire Transfer FREE
IRA Closure FREE
List of Cleared Checks FREE
MasterCard and Visa Payments
(Available through CU Online)
Medallion Stamp
Stock signature guarantee – max $100,000
Member Statement Copy
   Prior Statements $3.00 per item effective June 1, 2013
Membership Share (par value) $5.00
Money Order $1.00
Non-Sufficient Funds/Overdraft Tolerance
(Share drafts, ACH, ATM withdrawals, & debit card purchases)
Notary Services FREE
Overdraft Protection
(Automatic transfer from Savings or Line of Credit account providing funds are available)
Outgoing Wire Transfer $15.00
Per Check Charge FREE
Returned Deposit Item
   - If drawee is a 3rd party $5.00
   - If a drawee is a member $28.00
Stop Payment $28.00
Temporary Checks (8) $5.00
Telephone Inquiries FREE
Traveler’s Checks
   - One Signer FREE
   - Two Signers $.50 per $100

eServices Fees

Fee Description Fee
Account Alert Service
(Through CU Online)
Bill Pay
(Through CU Online)
CU Auto Center
(Auto finder and research tool)
CU Online
(Internet Banking)
Debit Card Mobile Alerts
- Balance Inquiries $1.00
eStatements FREE
(Credit Card account access)
(Mobile Banking)
Online Check Copies FREE
Online Check Ordering FREE
Online Loan Application FREE
(Personal Automated Telephone Teller)

Safe Deposit Box Fees

Size With Checking Without Checking 258 Club Member
3" x 5" $20.00 $25.00 $10.00
3" x 10" $30.00 $40.00 $17.00
5" x 10" $45.00 $60.00 $25.00
10" x 10" $80.00 $106.00 $50.00
Safe Deposit Box Drill Call for pricing.
Safe Deposit Box Key Reissue Call for pricing.
Locksmith service call
(3rd party fee subject to change)
Open door/ repair lock
(3rd party fee)
$65.00 or $115.00
Replacement Keys
(3rd party fee)
$15.90 for set of 2 keys

Consumer Loan Late Payment Fees: If any payment is past due for a period of more than twenty (20) days you will be charged a late fee of twenty-five dollars ($25).

Real Estate Loan Late Payment Fees: If any payment is past due for a period of time more than fifteen (15) days you will be charged a late fee of five percent (5%) of the monthly principal and interest payment.

Credit Card Late Charge: $25.00 flat fee

Credit Card Returned Payment: $28.00

Click here to download the Fee Schedule

Click here for 258 Club Changes


Rates & Fees

Other Services

Apply for Loan! Easy and convenient online loan app. more
Open a Share Account over the phone! Contact us for more info!