Let us turn your dreams into reality.

In the market for a new home? Or your next home? We can help. Click here to learn more.
Accepting Nominations for 2016 Board of Directors

View the list of requirements and download the application! Click here to learn more.
Bill Pay is now on HTFFFCU Mobile!

Pay your bills from your phone with Bill Pay for HTFFFCU Mobile! Click here to learn more.
Important Notice Regarding Overdraft Tolerance (ODT)

Effective September 1, changes to ODT will be implemented. Click here to learn more.
Important Notice About Your Term Share Certificate

Effective September 1, important changes will take effect. Click here to learn more.
Registration for Casino Coushatta now open!

258 Club members: join us for the trip to Coushatta! Click here to learn more.
Find an Allpoint Surcharge Free ATM near you!

Locate one using the Allpoint App for your phone or tablet. Click here to learn more.

Legal Information and Disclosures

Equal Credit Opportunity Act

The Federal Equal Credit Opportunity Act prohibits creditors from discriminating against credit applicants on the basis of race, color, religion, national origin, sex, marital status, age (provided the applicant has the capacity to enter into a binding contract); because all or part of the applicant's income derives from any public assistance program; or because the applicant has in good faith exercised any right under the Consumer Credit Protection Act. The Federal Agency that administers compliance with this law concerning this company is the Office of the Comptroller of the Currency, Customer Assistance Group, 1301 McKinney Street, Suite 3710, Houston, Texas 77010.

We are required to disclose to you that you need not disclose income from alimony, child support or separate maintenance payment if you choose not to do so.

Having made this disclosure to you, we are permitted to inquire if any of the income shown on your application is derived from such a source and to consider the likelihood of consistent payment as we do with any income on which you are relying to qualify for the loan for which you are applying.