What is Identity Theft?   It occurs when someone uses your:   Name Social Security number Credit Card number Other identifying information ...without your permission, to commit fraud or other crimes.   Impact on Victims   Damaged credit record Loss of job opportunities Refused loans for education, housing or cars Spend months or years cleaning up mess   Who’s most Vulnerable?   People who don’t take precautions People who are “out and about” using credit cards, leaving receipts People who give personal information without asking “Why do you need it?”