Back-to-School? Back-to-Expenses? 

The back-to-school season is the second largest consumer spending time of the year, with the average family spending about $300 on back-to-school items for one grade school through high school child.

No worries. You can count on your credit union for the cash you need to buy those new clothes Bobby needs or new school supplies for Susie. Or maybe you yourself are planning to return to school and need a new wardrobe.

Whatever the situation, HTFFFCU's Back-to-School loan may be able to help with expenses.

• July 1 - August 31, 2010
• Up to - $1,500
• Term - 12 months
• Rate - 9.9% APR*

*APR (Annual Percentage Rate)

Contact the credit union for additional loan details, restrictions and qualifications.