Ready to roll?

Get a discount of up to 1.00% APR off your qualifying auto rate. Click here to learn more.
Introducing...

The R.E.D. Program! A new auto financing option for members. Click here to learn more.
Need to get away?

HTFFFCU Vacation Loans now available! Click here to learn more.
Member-Volunteers needed!

We're turning HTFFFCU into one big photoshoot area! Click here to learn more.
Got a sweet tooth?

Buy a box of chocolate almonds to support credit union causes! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.
What's the difference between credit & debit?

Your teenagers can learn this and much more! Click here to learn more.

News & Updates

Guidelines for your Income Tax refund check endorsements

Just a few reminders on how to properly endorse your IRS tax refund check.

  • All checks must be signed by all payees. “For Deposit Only” will not be accepted unless it is accompanied by all payee signatures.
  • If the check is payable to more than one individual, it must be deposited into a joint account with both payees as signers.
  • If a joint account is not set up, then both parties must be present to cash or deposit the check (please contact the credit union for further instructions on this type of transaction). Both individuals must sign the receipt for the cash. A valid driver’s license or state issued ID must be presented at the time of the transaction.

Following these procedures is very important because the federal government has up to 7 years to reclaim the funds if they discover that the payees did not have proper access to the funds being cashed or deposited.

These procedures should also be followed if you mail in deposits or use the night deposit at the credit union.

If you have any questions, please contact us.

News & Updates

Other Services

  • Contact Us Have a questions about a certain product or service? Contact Us
  • Credit Union Events Find out and stay up to date on what else is going on at the Credit Union! more