News & Updates
Fraud Alerts You Should be Aware Of
Type of scam: Heartbleed Encryption Bug
What you need to know: Houston Texas Fire Fighters FCU and affiliated vendors are in the process of completing a thorough review of online security in response to published information of an internet security vulnerability, known as Heartbleed.
Current analysis and findings indicate that HTFFFCU websites, CU Online, and affiliated programs, are not affected by this encryption and information security bug. For members who are concerned, they may take the precautionary measure of updating sign-on passwords.
Click here for a report from NBC News.
Type of scam: $9.84 Charge
How the scam works: Be on the lookout for a recent $9.84 charge on your debit or credit card. It might be part of a massive, worldwide scam.
Thieves are using stolen payment cards to make small charges that could easily go unnoticed. The charges are attributed to generic-looking websites such as EETsac.com, CEWcs.com and EduAcc.in, which claim to offer customer support services.
The Better Business Bureau, a consumer protection group, put out a national alert about the scam on Monday. The organization urged people to closely monitor past and current credit card statements and to call the actual card-issuing banks to resolve the issues.
It's not yet clear how widespread the fraud might be or how and when the affected credit card numbers were stolen. The Better Business Bureau and the nation's two major credit card companies, Visa and MasterCard, weren't immediately able to provide numbers.
Type of scam: Fraudulent Phone Calls
How the scam works: We have learned that various members have recieved automatic phone calls telling them that their credit card and debit card have been closed or lost and to contact a 1-800 phone number. Once called, they are then asked to enter their credit card number and PIN. This is a scam. The credit union would NEVER ask for your PIN number over the phone, email or in person. That is a code you and you alone should know.
Another type of call is an automated call that says “Your mastercard has been deactivated. Press 1 to activate. Press 2 to deactivate." If you select 1 it will then ask for your card number and PIN number.
Please be aware of these types of phishing scams - never give out your personal information over the phone.
Type of scam: Target Data Breach
How the scam works: We have learned of recent phishing emails related to the Target breach. The emails look like they are from Target and play on the fears of the public that they may have had their card compromised. As a precaution, proceed with caution if you receive an e-mail from Target. Do NOT OPEN any links that may be included in these emails as that could potentially allow additional access to your personal information. Target plans to post any and all emails to their breach-related site so its customers will know the difference between valid emails and phishing emails. Target’s breach related website: Click Here
According to Target’s press release, approximately 40 million credit and debit card accounts may have been compromised between Nov. 27 and Dec. 15, 2013. Please check your transaction activity frequently or view your statements carefully. If you see suspicious charges report them to us and call Target at 866-852-8680. Our contact information is below. Individuals that ordered online are not affected by this breach.
The Credit Union offers a Debit Card Mobile Alert service free of charge to its members. The alert service will send you a text message for a variety of purchases plus balance inquiries. For more information on Debit Card Mobile Alerts or to register for this service, click here
To report a lost or stolen Debit MasterCard: (800) 453-4270
To report a lost or stolen MasterCard or VISA: (800) 325-3678
Target has set up a website with important information which they are keeping updated. Click Here to view.
Type of scam: Email/Fraudulent Check Scam
How the scam works: It has come to our attention that members are receiving emails from an "advertising" company claiming to pay them to wrap their cars with certain advertisements. This fictitious person by the name of "Taylor Nelson" claims that he will pay you $500 per week to be part of his “advertising team”. You agree to turn your car into a giant bumper sticker (i.e., have your car wrapped with an advertising decal). Taylor will mail you a (counterfeit) cashier’s check for $2,750 to deposit into your account. He then requests that you send a $2,250 Money-Gram to a “decal company” in Utah, in care of Andrea Cardenas and that you send a text message to 951-878-0605 when you’re done. Your fee for achieving this is a fictitious $500. You are now financially responsible to repay the credit union $2,750. Please be aware that this is a scam.
An example of the email circulating can be seen by clicking here.