Same car. Lower payments.

Keep more cash in your pocket. Refinance your auto with us! Click here to learn more.
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Purchase a Miracle Balloon for only $1.

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Notice to members with CD-Secured or Share-Secured Loans

Important information you need to know. Click here to learn more.

Loan Center

Auto Loans

If you're in the market for a new or new to you automobile, come to the credit union for financing.

We typically offer a better option than a dealer because dealer financing often is for a shorter term, resulting in high payments.

If the dealer offers a rebate plan, consider taking that instead of their low-rate financing. Add the rebate to your down payment and apply for a credit union loan. The larger down payment will reduce the amount you need to finance.

Ready to start researching your next auto?

When it comes to researching, locating, and buying a new vehicle, nothing could be easier, quicker, and more valuable than the tools HTFFFCU offers.

Try CU Auto Center! It's simple!

  • Step 1: Click. On the "Try CU Auto Center" link.

  • Step 2: Shop. Search thousands of new, used, and certified pre-owned vehicles to find a car that matches your style and budget, or build your own car and receive quotes from local dealerships.

  • Step 3: Drive. Finance your new ride with us by applying online. Or get pre-approved to see how much car you can own before you start your search - it only takes 24-48 hours to get pre-approved!


Questions? Contact us! Or if you're ready to finance or get pre-approved, apply online!


Auto Loans

Other Loans

Loan Protection

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Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more