It's the most wonderful loan...of the year!

Finance up to $5,000 for as low as 5.9% APR! Click here to learn more.
Property Taxes are due soon...

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A comprehensive list of major data breaches to date.

Stay informed of which merchants had data stolen. Click here to learn more.
Santa is on his way!

Join us for Santa Day December 22, 2014 Click here to learn more.
It's not too late!

Petitions for board nominations are now being accepted. Click here to learn more.
HTFFFCU Mobile App

New and Improved Mobile Banking! Click here to learn more.
Turbo Tax '$25k Giveaway'

Enter for a chance to win your share of $25,000! Click here to learn more.
Traveling for the holidays?

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Loan Center

Guranteed Auto Protection (GAP)

GAP is Total Loss Protection...and then some.

The moment you drive your vehicle off of the lot, it depreciates about 20% on average. And you can count on roughly a 15% decline in value each year for the next four years. If your vehicle is stolen or damaged and deemed a total loss, you are responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference and potentially save you thousands of dollars.

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Loan Protection

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Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more