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If college is around your corner...

We are now accepting applications for the HTFFFCU Scholarships! Click here to learn more.
Time for a new vehicle?

Scope out the prospects at the Houston Auto Show and finance with us. Click here to learn more.
Get your maximum refund with TurboTax!

Plus, save up to $15 on TurboTax federal paid products! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.
Holiday Debt is Even Uglier

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Loan Center

Guranteed Auto Protection (GAP)

GAP is Total Loss Protection...and then some.

The moment you drive your vehicle off of the lot, it depreciates about 20% on average. And you can count on roughly a 15% decline in value each year for the next four years. If your vehicle is stolen or damaged and deemed a total loss, you are responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference and potentially save you thousands of dollars.

Auto Loans

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Loan Protection

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Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more