Ready to roll?

Get a discount of up to 1.00% APR off your qualifying auto rate. Click here to learn more.
Introducing...

The R.E.D. Program! A new auto financing option for members. Click here to learn more.
Need to get away?

HTFFFCU Vacation Loans now available! Click here to learn more.
Rest assured, we're looking out for you.

Have peace of mind when it comes to your financial information. Click here to learn more.
Got a sweet tooth?

Buy a box of chocolate almonds to support credit union causes! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.
What's the difference between credit & debit?

Your teenagers can learn this and much more! Click here to learn more.

Loan Center

Guranteed Auto Protection (GAP)

GAP is Total Loss Protection...and then some.

The moment you drive your vehicle off of the lot, it depreciates about 20% on average. And you can count on roughly a 15% decline in value each year for the next four years. If your vehicle is stolen or damaged and deemed a total loss, you are responsible to pay the difference between what you owe and what your insurance company says your vehicle is worth. GAP can help cover the difference and potentially save you thousands of dollars.

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Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more