We have $4.5 Million...

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Accepting Nominations for 2016 Board of Directors

View the list of requirements and download the application! Click here to learn more.
Bill Pay is now on HTFFFCU Mobile!

Pay your bills from your phone with Bill Pay for HTFFFCU Mobile! Click here to learn more.
Just in time for the holidays...

HTFFFCU will sweeten your holidays with a Holiday loan! Click here to learn more.
Property Tax Loans from HTFFFCU

Don't have an escrow? We can help. Click here to learn more.
Have you enrolled to CU Online yet?

Technology helps you save time. Click here to learn more.
Find an Allpoint Surcharge Free ATM near you!

Locate one using the Allpoint App for your phone or tablet. Click here to learn more.
Mustaches + November = Movember!

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2015 Winter Puppy Pak Drawing Contest!

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Loan Center

Education Loans

HTFFFCU Smart Option Student Loan by Sallie Mae®
For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • We offer a choice of competitive fixed and variable interest rates providing even more choice and flexibility
  • No origination fees and no prepayment penalty
  • Borrow up to 100% of school certified education costs (minimum $1,000)
  • Multiple in-school repayment options available
  • Borrower benefits available – like rewards and interest rate reductions
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify and/or receive a lower rate
  • Get a quick credit result by applying online. It’s quick, easy, and only takes about 15 minutes to apply.
  • 24/7 online account management

To learn more or to apply, please get started here.

* We are compensated by Sallie Mae for the referral of Smart Option Student Loan customers.

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  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more