Ready to roll?

Get a discount of up to 1.00% APR off your qualifying auto rate. Click here to learn more.
Introducing...

The R.E.D. Program! A new auto financing option for members. Click here to learn more.
Need to get away?

HTFFFCU Vacation Loans now available! Click here to learn more.
Rest assured, we're looking out for you.

Have peace of mind when it comes to your financial information. Click here to learn more.
Got a sweet tooth?

Buy a box of chocolate almonds to support credit union causes! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.
What's the difference between credit & debit?

Your teenagers can learn this and much more! Click here to learn more.

Loan Center

Education Loans

The Smart Option Student LoanĀ® for HTFFFCU by Sallie MaeĀ®

For borrowers attending degree-granting institutions

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

This loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans. To learn more or to apply, please get started here.

The Smart Option Student Loan features and benefits:

  • Multiple in-school repayment options plus a choice of competitive fixed and variable interest rates provides even more flexibility
  • No origination fees and no prepayment penalty
  • Rewards and interest rate reductions available
  • Rates that reward creditworthy borrowers
  • Applying with a creditworthy cosigner may help you qualify
  • 100% US-based Student Loan Specialists

To learn more or to apply, please get started here.

Auto Loans

Other Loans

Loan Protection

Apply Online

Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more