Pay with your HTFFFCU Card using Apple Pay.

Use your HTFFFCU card to pay in an easy, secure way. Click here to learn more.
Go paperless.

Get your statements the easy and secure way. Click here to learn more.
If college is around your corner...

We are now accepting applications for the HTFFFCU Scholarships! Click here to learn more.
Time for a new vehicle?

Scope out the prospects at the Houston Auto Show and finance with us. Click here to learn more.
Get your maximum refund with TurboTax!

Plus, save up to $15 on TurboTax federal paid products! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.
Holiday Debt is Even Uglier

Transfer your high-interest balances to an HTFFFCU credit card! Click here to learn more.

Loan Center

MasterCard® and VISA® Credit Cards

APPLY FOR A CREDIT CARD: Click here to apply for a credit card online!



Credit cards are a great way to handle those unexpected expenses that life may throw your way. Whether your car needs repairs or you have some surprise medical expenses, a credit card from HTFFFCU will be here just in case you need it. We have several to choose from to meet your needs.

Credit Card Type Limit
Classic MasterCard $300 - $10,000
Classic VISA $300 - $20,000
Gold MasterCard $5,000 - $20,000
Platinum VISA $5,000 - $20,000

When you use your HTFFFCU Credit Card you'll enjoy:

  • A Low Annual Percentage Rate
  • 25-Day Grace Period on Purchases
  • No Annual Fees
  • No Hidden Charges
  • Low Minimum Payment
  • Convenience of Cash Advances through ATMs Worldwide
  • Balance Transfer Opportunity
  • 24 Hour access to account information at ezcardinfo.com

For a small fee, express shipping is available for your credit cards. Contact the credit union for fees or additional information.

APPLY FOR A CREDIT CARD: Click here to apply for a credit card online!

APPLY FOR A CREDIT INCREASE: Already have a credit card with us and need a credit limit increase? Click here to apply!

Download the credit card disclosure and agreement here.

Auto Loans

Other Loans

Loan Protection

Apply Online

Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more