Smart Option Student Loan® for HTFFFCU by Sallie Mae®

Now you can pay for college the smart way. Click here to learn more.
It's all about the savings.

When was the last time you checked your auto rate? Click here to learn more.
Supplies. Clothes. Books.

Time to prepare for Back-To-School! Click here to learn more.
Rest assured, we're looking out for you.

Have peace of mind when it comes to your financial information. Click here to learn more.
Get ready for a new look!

Changes are ahead for the credit union website! Click here to learn more.
Make a difference in a child's life.

Purchase a Miracle Balloon for only $1 at any branch. Click here to learn more.
Help us fill the pantries at Houston Food Bank!

Donate non-perishable food @ any branch until August 8! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.

Loan Center

MasterCard® and VISA® Credit Cards

APPLY FOR A CREDIT CARD: Click here to apply for a credit card online!



Credit cards are a great way to handle those unexpected expenses that life may throw your way. Whether your car needs repairs or you have some surprise medical expenses, a credit card from HTFFFCU will be here just in case you need it. We have several to choose from to meet your needs.

Credit Card Type Credit Score Needed to Qualify
Classic MasterCard & VISA FICO 08 below 650
Gold MasterCard & Platinum VISA FICO 08 of 650 or higher

When you use your HTFFFCU Credit Card you'll enjoy:

  • A Low Annual Percentage Rate
  • 25-Day Grace Period on Purchases
  • No Annual Fees
  • No Hidden Charges
  • Low Minimum Payment
  • Convenience of Cash Advances through ATMs Worldwide
  • Balance Transfer Opportunity
  • 24 Hour access to account information at ezcardinfo.com

For a small fee, express shipping is available for your credit cards. Contact the credit union for fees or additional information.

APPLY FOR A CREDIT CARD: Click here to apply for a credit card online!

APPLY FOR A CREDIT INCREASE: Already have a credit card with us and need a credit limit increase? Click here to apply!

Download the credit card disclosure and agreement here.

Auto Loans

Other Loans

Loan Protection

Apply Online

Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more