Co-Maker Loan

Created by Houston Firefighters...for Houston Firefighters Click here to learn more.
It's all about the savings.

This promotional offer has been EXTENDED! Click here to learn more.
Our card is in a league of its own.

Do you have an HTFFFCU credit card yet? Click here to learn more.
Card Protection Services

Have peace of mind when it comes to your HTFFFCU credit and debit cards. Click here to learn more.
Get ready for a new look!

Changes are ahead for the credit union website! Click here to learn more.
Step it up.

Your rate that is. With a Step Up Certificate! Click here to learn more.
The choice is yours...

...with our secured loans! Click here to learn more.
Attention 258 Club Members!

Are you ready for Coushatta? Registration is now open! Click here to learn more.
Looking for a new career opportunity?

Check out the available positions and apply today. Click here to learn more.

Loan Center

MasterCard® and VISA® Credit Cards

APPLY FOR A CREDIT CARD: Click here to apply for a credit card online!



Credit cards are a great way to handle those unexpected expenses that life may throw your way. Whether your car needs repairs or you have some surprise medical expenses, a credit card from HTFFFCU will be here just in case you need it. We have several to choose from to meet your needs.

Credit Card Type Credit Score Needed to Qualify
Classic MasterCard & VISA FICO 08 below 650
Gold MasterCard & Platinum VISA FICO 08 of 650 or higher

When you use your HTFFFCU Credit Card you'll enjoy:

  • A Low Annual Percentage Rate
  • 25-Day Grace Period on Purchases
  • No Annual Fees
  • No Hidden Charges
  • Low Minimum Payment
  • Convenience of Cash Advances through ATMs Worldwide
  • Balance Transfer Opportunity
  • 24 Hour access to account information at ezcardinfo.com

For a small fee, express shipping is available for your credit cards. Contact the credit union for fees or additional information.

APPLY FOR A CREDIT CARD: Click here to apply for a credit card online!

APPLY FOR A CREDIT INCREASE: Already have a credit card with us and need a credit limit increase? Click here to apply!

Download the credit card disclosure and agreement here.

Auto Loans

Other Loans

Loan Protection

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Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more