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Loan Center

Credit Life & Disability Protection

For your protection, HTFFFCU offers Credit Life and Disability Protection. The Credit Life and Disability Protection can help protect your family’s livelihood and your good credit from your loan debts in case of your disability or death.

Credit Life and Disability Protection is a low-cost, voluntary coverage that may reimburse you for all or part of your monthly loan payment up to the policy maximum if you or your covered joint borrower dies or if you should become totally disabled. Certain qualifications may apply.

For specific details or questions about a policy, please contact CUNA at (800) 621-6323.

Term Information

Credit Life:

When does your insurance terminate? Life and disability insurance may have different termination ages or maximum terms of insurance, which means one may terminate but the other continues. If joint coverage is in effect and insurance terminates for only one borrower, single coverage will continue for the eligible living borrower until that borrower’s insurance terminates as provided in this section. However, life insurance terminates for both borrowers after a life insurance benefit has been paid

Maximum Issue Age 70

Total Benefit Maximum $50,000.00

Maximum Eligible Loan Term (in months) 120

Maximum Term of Insurance (in months) 120

Credit Disability:

When do Your benefit payments stop? This insurance terminates because the maximum term of insurance has elapsed.

Maximum Issue Age 70

Maximum Monthly Disability Benefit $850.00

Total Benefit Maximum $50,000.00

Maximum Eligible Loan Term (in months) 120

Maximum Term of Insurance (in months) 120

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Other Services

  • Auto Buying Guide Purchasing a vehicle is a decision that requires knowledge of issues that buyers may encounter. more
  • Preferred Dealers A listing of car dealerships that many members have had good experiences with and that you can trust. more