Detecting Suspicious Activity
With ID theft, early detection is the key! Detect suspicious activity by routinely checking your account and billing statements.
- Read your credit card statements and financial accounts carefully, looking for any charges you did not make.
- Check your credit report yearly. The law allows you to have a free copy of your credit report every year annualcreditreport.com
Here are a few warning signs you may be a victim:
- Oftentimes, there aren’t any!
- Your monthly credit card or financial statements contain fraudulent charges, or suddenly stop arriving
- You don’t receive any mail for several days
- You are denied credit for no apparent reason
- You start getting bills from unfamiliar companies for goods or services you didn’t request
- Credit collection agencies try to collect on debts that don’t belong to you
No warning signs?
- Check your credit report anyway!
- Get one free report per year from each bureau
- Look for accounts you didn’t authorize
- Check for accuracy; dispute inaccuracies
- Beware of emails and websites offering “free” credit reports
- Don’t give your social security just to get a free credit report
- What is ID Theft?
- How to prevent ID Theft.
- Detect Suspicious Activity
- What To Do if You Fall Victim
- Closed Account Notification System